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APY = Annual Percentage Yield. Rates effective from 9/19/2018 through 9/25/2018 (excluding CDARS, please see below). Fees may reduce earnings. Rates subject to change without notice. Contact Badger Bank with any questions on interest rates and annual percentage yield (APY).

Certificate of Deposit SpecialsLearn More

Term Minimum to Open Account Rate APY
12 Month Special (new money only) $2,500 1.09% 1.10%
19 Month Special (new money only & checking) $2,500 1.24% 1.25%
39 Month Special (new money only) $5,000 1.64% 1.65%
49 Month Special (new money only) $5,000 1.82% 1.84%
61 Month Special (new money only) $5,000 1.98% 2.00%

APY is based on daily compounding and assumes interest remains on deposit. Interest will be credited quarterly unless otherwise noted. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. Fees may reduce earnings on the account.

 

Certificate of Deposit (CDs)Learn More

Term Minimum to Open Account Rate APY
30 Day‡ $1,000 0.08% 0.08%
60 Day‡ $1,000 0.09% 0.09%
90 Day‡ $1,000 0.10% 0.10%
6 Month $1,000 0.15% 0.15%
12 Month $1,000 0.30% 0.30%
15 Month $1,000  0.30% 0.30%
18 Month $1,000  0.45% 0.45%
21 Month $1,000  0.50% 0.50%
24 Month $1,000  0.60% 0.60%
30 Month $1,000  0.65% 0.65%
36 Month $1,000  0.90% 0.90%
39 Month $1,000  0.92% 0.92%
18 Month Option $5,000 0.20% 0.20%
24 Month Option $5,000 0.25% 0.25%
30 Month Option $5,000 0.40% 0.40%
36 Month Option $5,000 0.61% 0.61%

APY is based on daily compounding and assumes interest remains on deposit. Interest will be credited quarterly unless otherwise noted. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. Fees may reduce earnings on the account.

‡Interest paid at maturity.

IRA Certificate SpecialsLearn More

Term Minimum to Open Account Rate APY
12 Month Special (new money only) $2,500 1.09% 1.10%
19 Month Special (new money only & checking)† $2,500 1.24% 1.25%
39 Month Special (new money only) $5,000 1.64% 1.65%
49 Month Special (new money only) $5,000 1.82% 1.84%
61 Month Special (new money only) $5,000 1.98% 2.00%

APY is based on daily compounding and assumes interest remains on deposit. Interest will be credited quarterly unless otherwise noted. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. Fees may reduce earnings on the account.

†Interest paid quarterly and at maturity.

IRA CertificatesLearn More

Term Minimum to Open Account Rate APY
30 Day‡ $1,000 0.08% 0.08%
60 Day‡ $1,000 0.09% 0.09%
90 Day‡ $1,000 0.10% 0.10%
6 Month $1,000 0.15% 0.15%
12 Month $1,000 0.30% 0.30%
15 Month $1,000  0.30% 0.30%
18 Month Variable* $20 0.65% 0.65%
18 Month $1,000  0.45% 0.45%
21 Month $1,000  0.50% 0.50%
24 Month $1,000  0.60% 0.60%
30 Month $1,000  0.65% 0.65%
36 Month $1,000  0.90% 0.90%
39 Month $1,000  0.92% 0.92%
18 Month Option $5,000 0.20% 0.20%
24 Month Option $5,000 0.25% 0.25%
30 Month Option $5,000 0.40% 0.40%
36 Month Option $5,000 0.61% 0.61%

APY is based on daily compounding and assumes interest remains on deposit. Interest will be credited quarterly unless otherwise noted. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. Fees may reduce earnings on the account.

‡Interest paid at maturity.

*Subject to rate change after account is open. 

Savings AccountsLearn More

Account Minimum to Open Account Rate APY
Regular Savings $100 0.05% 0.05%
Badger Club $10 0.05% 0.05%
Special Savings $5 0.05% 0.05%
Kids Club $5 0.05% 0.05%
Holiday Club $5 0.10% 0.10%

APY is based on daily compounding and assumes interest remains on deposit. Interest will be credited to your account semi-annually for all savings accounts listed above except Holiday Club accounts. Interest on a Holiday Club accounts will be credited at maturity. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. Rates may change after account is opened. Fees may reduce earnings on the account.

Checking AccountsLearn More

Account Minimum to Open Account Rate APY
Go Green NOW Checking+ $100 2.00% 2.02%
Go Green NOW Checking+ $100 0.02% 0.02%
Community Plus Checking++ $1,000 0.02% 0.02%
Prestige NOW Checking $1,000 0.02% 0.02%
Business NOW Checking $1,000 0.02% 0.02%
Business Super NOW Checking $2,500 0.04% 0.04%

APY is based on daily compounding and assumes interest remains on deposit. Interest will be credited to your account monthly. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. Rates may change after account is opened. Fees may reduce earnings on the account.

+To earn the higher rate you must receive statements electronically, use monthly recurring direct deposit into the account and make 15 debit card purchases/month. Standard rate applies if account criteria is not met or on balances over $15,000. 

++ No longer a current product offering. 

Badger Select Money MarketLearn More

Balance Rate APY
$2,500 - $49,999.99 0.03% 0.03%
$50,000 - $99,999.99 0.05% 0.05%
$100,000 - $249,999.99 0.07% 0.07%
$250,000+  0.08% 0.08%

Money Market Select interest rate and the Annual Percentage Yield (APY) may change weekly. Interest will be compounded daily and credited to your account monthly. Your minimum deposit must be at least $2,500. You must maintain a minimum balance of at least $2,500 each day in order to obtain the disclosed annual percentage yield. A minimum balance fee of $25 will be imposed every cycle if the daily balance falls below $2,500 any day of the month. We use the daily balance method to calculate the interest on your account that applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive a credit for the deposit of non-cash items (such as checks). You may not make more than six (6) pre-authorized (or automatic) or telephone (including data transmission) transfers and withdrawals from your account per moth, and no more than three (3) of the transfers or withdrawals may be payments by check, draft, debit card or similar order to third parties. A supply of Money Market checks and deposit tickets will be provided by the bank at no fee. A schedule of fees and charges is available upon request. Fees may reduce earnings on the account.

Badger Money Market MaxLearn More

Balance Rate APY
$10,000 - $24,999.99 0.03% 0.03%
$25,000 - $99,999.99 0.05% 0.05%
$100,000 - $499,999.99 0.08% 0.08%
$500,000 - $999,999.99 0.09% 0.09%
$1,000,000+ 0.10% 0.10%

Money Market MAX interest rate and the Annual Percentage Yield (APY) may change weekly. Interest will be compounded daily and credited to your account monthly. Your minimum deposit must be at least $10,000. You must maintain a minimum balance of at least $10,000 each day in order to obtain the disclosed annual percentage yield. A minimum balance fee of $25 will be imposed every cycle if the daily balance falls below $10,000 any day of the month. We use the daily balance method to calculate the interest on your account that applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive a credit for the deposit of non-cash items (such as checks). You may not make more than six (6) pre-authorized (or automatic) or telephone (including data transmission) transfers and withdrawals from your account per moth, and no more than three (3) of the transfers or withdrawals may be payments by check, draft, debit card or similar order to third parties. A supply of Money Market checks and deposit tickets will be provided by the bank at no fee. A schedule of fees and charges is available upon request. Fees may reduce earnings on the account.

CDARS*Learn More

Term

Minimum Opening Deposit Rate
6 Month (26 week) $10,000 2.07%
1 Year (52 week) $10,000 2.28%
2 Year (104 week) $10,000  2.70%
3 Year (156 week) $10,000  2.78%
5 Year (260 week) $10,000  2.95%

 *Rates effective 9/20/2018 through 9/26/2018

CD's are FDIC insured through the bank's membership with the CDARS network. Funding date is only on Thursday's of each week. Orders must be placed by 8 A.M. (CST)on Wednesday. For more information please contact Badger Bank. Other terms and conditions apply.