Certificates of Deposit (Interest Rates as of 04/18/2018-04/24/2018)
Term Rate/APY* Minimum to Earn APY*
12 Month Special
New Money Only
0.99/1.00 $2,500.00
19 Month Special
New Money Only + Checking†
1.09/1.10 $2,500.00
39 Month Special
New Money Only
1.49/1.50 $5,000.00
49 Month Special
New Money Only
1.68/1.69 $5,000.00
61 Month Special
New Money Only
1.73/1.75 $5,000.00
30 Day‡
0.08/0.08 $1,000.00
60 Day‡ 0.09/0.09 $1,000.00
90 Day‡ 0.10/0.10 $1,000.00
6 Month 0.15/0.15 $1,000.00
12 Month 0.30/0.30 $1,000.00
15 Month 0.30/0.30 $1,000.00
18 Month 0.45/0.45 $1,000.00
21 Month 0.50/0.50 $1,000.00
24 Month 0.60/0.60 $1,000.00
30 Month 0.65/0.65 $1,000.00
36 Month 0.90/0.90 $1,000.00
39 Month 0.92/0.92 $1,000.00
Option
18 Month 0.20/0.20 $5,000.00
24 Month 0.25/0.25 $5,000.00
30 Month 0.40/0.40 $5,000.00
36 Month 0.61/0.61 $5,000.00
*APY = annual percentage yield.
APY is based on daily compounding and assumes interest remains on deposit. Interest will be credited quarterly unless otherwise noted. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

†Interest paid quarterly and at maturity.
‡Interest paid at maturity.


Individual Retirement Accounts (Interest Rates as of 04/18/2018-04/24/2018)
Term Rate/APY* Minimum to Earn APY*
12 Month Special
New Money Only
0.99/1.00 $2,500.00
19 Month Special
New Money Only + Checking†
1.09/1.10 $2,500.00
39 Month Special
New Money Only
1.49/1.50 $5,000.00

49 Month Special
New Money Only
1.68/1.69 $5,000.00 

61 Month Special
New Money Only
1.73/1.75 $5,000.00 

30 Day‡ 0.08/0.08 $1,000.00
60 Day‡ 0.09/0.09 $1,000.00
90 Day‡ 0.10/0.10 $1,000.00
6 Month 0.15/0.15 $1,000.00
12 Month 0.30/0.30 $1,000.00
15 Month 0.30/0.30 $1,000.00
18 Month Var, 0.65/0.65 $20.00
18 Month 0.45/0.45 $1,000.00
21 Month 0.50/0.50 $1,000.00
24 Month 0.60/0.60 $1,000.00
30 Month 0.65/0.65 $1,000.00
36 Month 0.90/0.90 $1,000.00
39 Month 0.92/0.92 $1,000.00
Option
18 Month 0.20/0.20 $5,000.00
24 Month 0.25/0.25 $5,000.00
30 Month 0.40/0.40 $5,000.00
36 Month 0.61/0.61 $5,000.00
*APY = annual percentage yield.
APY is based on daily compounding and assumes interest remains on deposit. Interest will be credited quarterly unless otherwise noted. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

†Interest paid quarterly and at maturity.
‡Interest paid at maturity.


Savings Accounts (Interest Rates as of 04/18/2018-04/24/2018)
Term Rate/APY** Minimum to Earn APY**
Regular Savings 0.05/0.05
$100.00
Badger Club 0.05/0.05 $10.00
Special Savings 0.05/0.05 $5.00
Kids Club 0.05/0.05 $5.00
Holiday Club 0.10/0.10 $5.00
**APY = annual percentage yield.
APY is based on daily compounding and assumes interest remains on deposit. Interest will be credited to your account semi-annually for all savings accounts listed above except Holiday Club accounts. Interest on a Holiday Club accounts will be credited at maturity. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.


Checking Accounts (Interest Rates as of  04/18/2018-04/24/2018)
Term Rate/APY** Minimum to Earn APY**
Go GREEN NOW 2.00/2.02 No Minimum Balance Requirement, eStatement enrollment , one Direct Deposit per monthly cycle, and 15 Badger debit card purchases/month.
Go GREEN NOW 0.02/0.02
No Minimum Balance Requirement
Community Plus 0.02/0.02
$1,000.00
Prestige NOW 0.02/0.02
$1,000.00
Business NOW 0.02/0.02 $1,000.00
Business Super NOW 0.04/0.04 $2,500.00
**APY = annual percentage yield.
APY is based on daily compounding and assumes interest remains on deposit. Interest will be credited to your account monthly. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.


Badger Select Money Market (Interest Rates as of 04/18/2018-04/24/2018)
Tiered Rate Account Rate APY**
Bal. of $2,500.00 - $49,999.99 0.03 0.03
Bal. of $50,000.00 - $99,999.99 0.05 0.05
Bal. of $100,000.00 - $249,999.99 0.07 0.07
Bal. of $250,000.00 Plus 0.08 0.08
**APY = annual percentage yield.
APY is based on daily compounding and assumes interest remains on deposit. Interest will be credited to your account monthly. APY is determined based on the current rate and minimum deposit required to open account. Withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.


CDARS Rates (Interest Rates as of 04/19/2018-04/25/2018)
Maturity Rate
6 month (26 week) 1.83
1 year (52 week) 2.00
2 year (104 week) 2.30
3 year (156 week) 2.45
5 year (260 week) 2.64
*CD's are FDIC insured through the bank's membership with the CDARS network. Funding date is only on Thursday's of each week. Orders must be placed by 8 A.M. (CST)on Wednesday. For more information please contact Badger Bank. Other terms and conditions apply.


Badger Money Market Max (Interest Rates as of 04/18/2018- 04/24/2018)

Tiered Rate Account Rate APY**
$10,000.00 - $24,999.99 0.03 0.03
$25,000.00 - $99,999.99 0.05 0.05
$100,000.00 - $499,999.99 0.08 0.08
$500,000.00 - $999,999.99 0.09 0.09
$1,000,000.00 Plus 0.10 0.10



Money Market MAX interest rate and the Annual Percentage Yield (APY) may change weekly. The rate is adjusted weekly and is based upon iMoneyNet's Money Report. Interest will be compounded monthly and credited to your account monthly. Your minimum deposit must be at least $10,000. You must maintain a minimum balance of at least $10,000 each day in order to obtain the disclosed annual percentage yield. A minimum balance fee of $25 will be imposed every cycle if the daily balance falls below $10,000 any day of the month. We use the daily balance method to calculate the interest on your account that applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive a credit for the deposit of non-cash items (such as checks). You may not make more than six (6) pre-authorized (or automatic) or telephone (including data transmission) transfers and withdrawals from your account per moth, and no more than three (3) of the transfers or withdrawals may be payments by check, draft, debit card or similar order to third parties. A supply of Money Market checks and deposit tickets will be provided by the bank at no fee. Account requires Internet Banking and E-Mail Statement. A schedule of fees and charges is available upon request. Fees may reduce earnings on the account.


Rates subject to change without notice. Savings rates could change after the account is open. Checking rates could change after the account is open. There may be fees incurred with checking accounts. Withdrawal of interest will reduce earnings. APY=Annual Percentage Yield. Amounts shown are minimums required to earn APY. APY for Savings Accounts, Individual Retirement Accounts, and Certificates of Deposit is based on daily compounding and assumes interest remains on deposit. APY for Checking Accounts is based on daily compounding and assumes interest remains on deposit. APY is determined based on the current rate and minimum deposit required to open account. Contact Badger Bank with any questions on interest rates and annual percentage yield (APY).